Medicare Advantage
- Combines Medicare-covered services through a private plan
- Many plans may include additional benefits
- Networks, costs and benefits vary by plan
Guidance for Medicare. Protection for What Matters.
We help you understand Medicare Advantage, Medicare Supplement, prescription drug and ancillary coverage options so you can make informed decisions about your health coverage.
Coverage, clearly explained
Coverage Solutions
Medicare choices are personal. We help you understand the role each type of coverage can play before you decide what fits.
Medicare Supplement
- Helps cover certain Original Medicare cost-sharing
- Works alongside Original Medicare
- Plan availability and pricing vary
Ancillary Benefits
- Dental, vision and hearing options
- Hospital indemnity coverage
- Cancer, heart attack and stroke protection options
Trusted comparison
Insurance Carriers We Work With
We work with a broad selection of respected insurance carriers to help clients compare Medicare and supplemental coverage options available in their area.
Understanding your options
Two Common Ways to Receive Medicare Coverage
Both paths can provide Medicare coverage. The right fit depends on your health needs, budget, preferences, and the options available where you live.
Medicare Advantage
- Original Medicare eligibility
- Medicare Advantage plan
- Medical and usually prescription coverage administered through the selected plan
- May use a provider network
- Costs and benefits vary by plan
- Some plans include additional benefits
- Annual maximum out-of-pocket protection applies to covered Part A and Part B services
Original Medicare + Supplemental Coverage
- Original Medicare
- Medicare Supplement
- Separate Part D plan when needed
- Medicare Supplement helps with certain Original Medicare cost-sharing
- Prescription drug coverage is generally selected separately
- Premiums and underwriting rules can vary
- Provider access depends on Medicare participation
Not sure which path fits your needs?
Schedule a Coverage ReviewCoverage availability, eligibility, benefits, and costs vary by plan, location, and individual circumstances.
Final Expense Insurance
Help Protect Your Family From Final Expenses
Final expense insurance is a type of life insurance designed to help provide financial support for the costs your family may face after you pass away. It can help cover funeral expenses, medical bills, outstanding debts, and other final financial obligations — giving your loved ones one less thing to worry about.
Get My Final Expense QuoteNo obligation. Explore available options with a licensed insurance agent.
Common Expenses It Can Help Cover
Final expense insurance can help provide funds for a variety of costs, including:
- Funeral & Burial Costs
- Medical Bills
- Outstanding Debts
- Household Expenses
- Travel Expenses for Family
- Other Final Obligations
How Much Coverage Do You Need?
We can help you compare benefit amounts based on your needs, budget, existing coverage, and the expenses you want to help provide for.
Example benefit amounts
- $5,000
- $10,000
- $15,000
- $20,000
- $25,000+
Examples only. Available benefit amounts vary.
Coverage options, premiums, underwriting requirements, and eligibility vary by carrier, state, age, and health history.
Simple Process
Many plans use health questions rather than a traditional medical exam.
Affordable Options
Choose a benefit amount that fits your needs and budget.
Coverage Designed to Last
Many final expense policies are designed to provide permanent coverage as long as required premiums are paid.
Personalized Support
Work with a licensed insurance agent to compare available options.
A calmer way forward
Why Clients Choose Elevation
We focus on plain language, thoughtful comparisons, and a pace that gives you room to make an informed choice.
Personalized Guidance
We take time to understand your doctors, prescriptions, budget and coverage priorities.
Compare Available Options
We help you review available choices and understand important differences.
Enrollment Support
We guide you through the enrollment process and answer questions along the way.
Year-Round Service
Our relationship does not end when the application is submitted.
Meet Your Agent
Ali Rasheed
Ali Rasheed is a licensed Medicare advisor with 20 years of experience as a licensed insurance agent, helping clients compare Medicare Advantage, Medicare Supplement, Part D, and ancillary coverage options. He focuses on providing clear, personalized guidance so clients can make confident coverage decisions.
- Licensed Medicare and insurance professional
- Medicare Advantage, Supplement, Part D & ancillary expertise
- Personalized, client-focused guidance
Simple by design
How It Works
A straightforward three-step process keeps your coverage decisions clear and manageable.
Review Your Needs
We learn about your coverage, providers, prescriptions and priorities.
Compare Your Options
We explain relevant plan differences, costs and benefits.
Enroll with Confidence
When you are ready, we help you complete the appropriate enrollment process.
Elevation Senior Benefits service commitments
Licensed Guidance
Licensed support for understanding your Medicare coverage options.
Annual Coverage Reviews
An opportunity to revisit your needs and available options each year.
Personalized Support
Clear conversations shaped around your coverage priorities.
Helpful starting points
Common Medicare Questions
A few clear answers before your first conversation.
What is the difference between Medicare Advantage and Medicare Supplement?
Medicare Advantage is another way to receive Medicare-covered services through a private plan. Medicare Supplement works alongside Original Medicare to help with certain cost-sharing.
Do Medicare Supplement plans include prescription coverage?
Generally, newer Medicare Supplement policies do not include outpatient prescription drug coverage. A separate Part D plan may be considered.
Can you help me review my doctors and prescriptions?
Yes. A coverage review can include your current provider and prescription lists, although networks and formularies can change.
When can I change my Medicare coverage?
Available enrollment periods depend on your current coverage and circumstances. Confirm the applicable dates before making a change.
Are ancillary insurance products required?
No. Dental, vision, hearing and other ancillary policies are optional products that are separate from Original Medicare.
Is there a cost to schedule an initial coverage review?
No. There is no charge to schedule an initial coverage review, and there is no obligation to enroll. The conversation is simply an opportunity to review your Medicare and related coverage options and ask questions.
Your next step
Ready to Review Your Medicare Options?
Schedule a no-obligation conversation focused on your coverage needs and priorities.